Borrowing money without BCR review, how do you do that? Where can I borrow money without BCR testing? What is a negative BCR registration actually? One way of borrowing money without BCR testing is to apply for a mini loan.
Why borrow money without BCR testing
In case you are in possession of a negative BCR registration, it will be more difficult to borrow money. This is due to the fact that most loan providers carry out a BCR test to determine whether they find it responsible for offering someone a loan. If you have a negative BCR registration, then they will not give you a loan.
Negative BCR registration
You get a negative BCR registration relatively quickly. If you do not pay your phone bill for several months you will already be able to get a negative BCR registration. Once you have a negative BCR, it becomes more difficult to borrow money. You will need to look for a loan without a BCR review or a provider of loans with BCR registration.
Where to borrow money without BCR testing?
Where can you borrow money without BCR testing? You can close a loan without a BCR test at a number of providers. Usually you will have to deal with minilines, because minilining providers often do not test BCR.
A miniloan is a small loan, with usually no BCR testing taking place. You can sometimes close multiple minilings, to borrow a fairly large amount. One mini loan is a maximum of 1000 euros.
Borrowing money without BCR testing
Borrowing without BCR testing has a number of advantages . You can still borrow money with a negative BCR registration, while you will not be able to get loans that do a BCR test.
Disadvantages of borrowing money without BCR review
Borrowing the money without BCR testing is associated with a number of disadvantages . For example, a loan without BCR testing will sometimes be more expensive than a loan that does BCR testing. However, in the case of closing miniloan (s), this is not the case, because minilining often does not charge interest costs, provided you pay off in time. A mini loan is, however, a maximum of 1000 euros unless you close multiple minilings. To close a miniloan you must also be 21 years old.